Some insurance providers insist that clients have a medical before taking out a critical illness insurance policy; however some don’t and are happy to offer policies based on the answers to a series of questions relating to the client’s health. Companies will normally ask questions relating to the individual’s age, sex, lifestyle choices (whether they smoke or drink regularly, what your diet is like etc), standard of general health and current occupation.
Critical Illness
How do I make a claim for critical illness cover?
How much does critical illness cover cost?
Which illnesses are covered with critical illness cover?
Will I need a medical for for critical illness cover?
What is not covered by critical illness cover?
How do I decide which critical illness plan to go for?
Will I have to pay tax on my insurance payout?
Can I apply for critical illness cover if I’m unemployed?