Is it worthwhile having critical illness cover? : London Health

The decision to take out critical illness cover is completely down to the individual and while many are happy to rely on the care provided by the NHS, there are some definite advantages of having this kind of policy. Unfortunately, many people lose their lives to these kinds of illnesses, particularly heart disease and cancer, each year and therefore it can be a comfort to have the finances in place to ensure you have access to the best possible care in the event that you are diagnosed with a serious health condition. Critical illness cover offers clients the opportunity to take advantage of the best facilities and treatments available and also offers additional financial support for any family members they may have. Many policies automatically include children in the policy, providing that they donít require treatment for congenital treatments.

Statistics have revealed that people are much more likely to be diagnosed with one of the health conditions listed above than they are to die by the time they reach 65, so critical illness cover may be a more worthwhile investment than life insurance. Many policies also offer a lump sum payout in the event of death. Experts recommend that people take out both life insurance and critical illness policies if they are worried about coping with the financial demands of a serious health condition or leaving loved ones in the lurch if they should pass away.

Critical Illness

How do I make a claim for critical illness cover?

How much does critical illness cover cost?

Which illnesses are covered with critical illness cover?

Will I need a medical for for critical illness cover?

What is not covered by critical illness cover?

How do I decide which critical illness plan to go for?

Will I have to pay tax on my insurance payout?

Can I apply for critical illness cover if I’m unemployed?

Who can apply for critical illness cover?

Is it worthwhile having critical illness cover?